High Payouts

We pay up to 50% of our transaction fees to our affiliates. Not only is the affiliate commission percentage high, but also our transaction fees are the highest among all peer-to-peer bitcoin sites. Compare 5% or higher per transaction at xCoins with only 1% at other sites!

High Volume

Most of our customers are repeat customers! Our users like the speed and convenience of xCoins. 70% of our first-time borrowers come back the very next day. Once you refer a client, expect a steady stream of income from him or her.

Lifetime Payments

We are not one of those sites that gives you a $20 credit per referral and forgets about you. We pay commission to you for each transaction placed by the referred user for life! Even ten years from now, if the referred user is active, you will be receiving commissions.


xCoins affiliates can earn money in three different ways. They can refer borrowers, lenders, or other affiliates (also called sub-affiliates) to the site. The commission is calculated as percentage of the xCoins loan origination fee, which can be 5% or higher of the transaction amount. Commissions are paid instantly in bitcoin to the xCoins wallet. All affiliate commissions are paid for the lifetime of the customer.

Borrower Referrals
Tier 1 15%
Tier 2 3%
Lender Referrals
Tier 1 15%
Tier 2 3%
Tier 1 - commission that you receive for users referred to the site by you
Tier 2 - commission that you receive for users referred to the site by your sub-affiliates



Sign up for an xCoins account to start referring clients. It only takes a few minutes. No approval needed.


Place an affiliate link on your website, social media page, or another place. You can also refer people offline by giving them a promo code.


Users sign up through your affiliate link or with promo code. Once they place a transaction, you receive the commission.